Wirex - Standard Card
Wirex · EEA, UK & 30+ markets · Personal & business
Multi-currency crypto account with WXT rewards and 40+ currencies.
Is Wirex - Standard Card worth it?
Wirex pioneered the crypto debit card and still has one of the widest fiat currency selections. It is a solid everyday card for expats who hold multiple currencies, but the reward rate has been diluted over the years and the fee schedule is busier than newer DeFi rivals.
Pros
- 0% FX across 40+ currencies
- Supports both crypto and fiat balances
- Established brand with a long track record
Cons
- 1% top-up fee on crypto
- Rewards require WXT staking
- ATM fees kick in early
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0%
- ATM fee
- 2%
- Free $100–€200/mo
- Max daily spend
- $15,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $800
- Free $100–€200/mo
- KYC
- Full KYC
- Light KYC (ID + selfie)
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Wirex
Related crypto cards
Other Wirex cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is Wirex - Standard Card available?
Show all 41 supported countries
Availability lists change frequently. Confirm eligibility with Wirex before applying.
Wirex - Standard Card — common questions
Is Wirex - Standard Card available in United States?+
Wirex - Standard Card is listed as available in EEA, UK & 30+ markets. Our data currently shows it as available in United States. Always confirm eligibility with Wirex before applying.
What fees does Wirex - Standard Card charge?+
Wirex - Standard Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 2%. 0%
Does Wirex - Standard Card support Apple Pay and Google Pay?+
Wirex - Standard Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Wirex - Standard Card self-custody?+
Wirex - Standard Card uses a custodial model. Wirex holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Wirex - Standard Card cashback work?+
Wirex - Standard Card offers 0.5% cashback. Rewards are paid in WXT. Staking requirement: $0. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.