Card issuer · wirexapp.com
Compare Wirex cards
Wirex runs 4 card programmes. Compare every tier on fees, rewards, limits and supported assets — ordered cheapest first.
4 cards50 countries7 top-up tokensTop score 6.8/10
Highest editor score
Wirex One
6.8/10
Highest cashback
Wirex One
0.5%–8% cashback
Lowest FX fee
Wirex One
0%
Lowest annual fee
Wirex One
None
Wirex cards compared
| Metric |  Contis / Wirex Ltd 6.8/10 Get card |  Wirex 6.7/10 Get card | Wirex 6.2/10 Get card | Wirex 6.0/10 Get card |
|---|---|---|---|---|
| Verdict | ||||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | Best 6.8/10 | 6.7/10 | 6.2/10 | 6.0/10 |
| Costs | ||||
| Annual fee | None | None | None | None |
| FX fee | 0% | 0% | 0% | 0% |
| Crypto top-up | 0% | 0% | 0% | 0% |
| Issuance fee | Free | Free | Free | Free |
| ATM fee | 2% | 2% | 2% | 2% |
| Rewards | ||||
| Max cashback | Best 0.5%–8% cashback | 2%–3% cashback | 1% cashback | 0.5% cashback |
| Payout token | WXT | WXT | WXT | WXT |
| Staking | Optional X-tras plans (€0 Standard, €9.99/mo Premium, €29.99/mo Elite) + WXT lockups | $10,000 WXT | $2,500 WXT | $0 |
| Perks | Apple & Google Pay · 0% FX Fees · Up to 8% Cryptoback | 0% FX in 40+ currencies · Up to 2% WXT rewards · Crypto and fiat in one account | 0% FX in 40+ currencies · Up to 2% WXT rewards · Crypto and fiat in one account | 0% FX in 40+ currencies · Up to 2% WXT rewards · Crypto and fiat in one account |
| Access | ||||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial | Custodial | Custodial |
| Countries | 30 (79 countries (EEA, UK, APAC, LATAM)) | Best 41 (EEA, UK & 30+ markets) | Best 41 (EEA, UK & 30+ markets) | Best 41 (EEA, UK & 30+ markets) |
| Max daily spend | $15,000 | $15,000 | $15,000 | $15,000 |
| Monthly ATM limit | Best $5,000 | $800 | $800 | $800 |
| Mobile wallets | Apple Google | Apple Google | Apple Google | Apple Google |
| Networks | Best Ethereum, Bitcoin, Solana, Polygon +5 | Ethereum, Stellar, Polygon, Bitcoin | Ethereum, Stellar, Polygon, Bitcoin | Ethereum, Stellar, Polygon, Bitcoin |
| Top-up tokens | BTC, ETH, USDC, USDT, SOL | Best BTC, ETH, USDT, USDC, XRP +1 | Best BTC, ETH, USDT, USDC, XRP +1 | Best BTC, ETH, USDT, USDC, XRP +1 |
| Issuer | Contis / Wirex Ltd | Wirex | Wirex | Wirex |
| Network | Visa | Visa | Visa | Visa |
Supported cryptocurrencies
USDTUSDCBTCETHSOLXRPLTC
Settlement chains
EthereumSolanaArbitrumBasePolygonBNB ChainBitcoinXRP LedgerStellar
Frequently asked
How many cards does Wirex offer?+
We track 4 cards from Wirex. The table above compares every tier on fees, rewards, limits and supported assets.
Does Wirex require KYC?+
Wirex cards are issued at full kyc level. Custody model: custodial. Requirements can differ between tiers, so check the row that matches the card you want.
Which Wirex card pays the most cashback?+
Wirex One pays 0.5%–8% cashback, with rewards in WXT. Staking requirement: Optional X-tras plans (€0 Standard, €9.99/mo Premium, €29.99/mo Elite) + WXT lockups.
What crypto can I top up a Wirex card with?+
Across the programme, Wirex cards accept USDT, USDC, BTC, ETH, SOL, XRP, LTC, settling on Ethereum, Solana, Arbitrum, Base, Polygon.