Headline cashback rates usually hide a stake requirement, a monthly cap or a token that can fall in price. We show all three so you can judge the real return.
39 cards matching this guide. Filters stay within the category.
1.4k reviews
by Crypto Life (Baanx)48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East
Metal-tier MetaMask card: 3% mUSD back, 0% FX and higher limits
2.2k reviews
by MoorwandEEA, Switzerland, Australia, LATAM & APAC
Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield
2.2k reviews
by MoorwandEEA, Switzerland, Australia, LATAM & APAC
Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield
486 reviews
by OKXEEA
Self-custody OKX Wallet card for EEA spenders.
490 reviews
by Third National Bank150+ countries
Self-custodial global Visa card with 2%–10% cashback, 10% back on AI & flights, and free Claude Pro/ChatGPT Plus
1.9k reviews
by Third National Bank85+ countries (Global)
DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration
Featured cards get pinned placement, a verified badge and a Fast-Track data review. One flat monthly fee — no CPC surprises.
710 reviews
by Wirex Partner54 countries (EEA, UK, LATAM, APAC)
MPC non-custodial Visa card with 0% FX fees, $200/mo free ATM and 50% AI & streaming rebates
4.8k reviews
by Foris DAX Asia100+ countries
The original crypto cashback card, from Ruby Steel to Obsidian.
4.8k reviews
by Foris DAX Asia100+ countries
The original crypto cashback card, from Ruby Steel to Obsidian.
1.6k reviews
by ModulrUK & EEA
UK & EEA rewards Visa card offering 3%–9% PLU back and 50+ merchant Perks like Netflix, Aldi & Spotify
1.9k reviews
by Third National Bank85+ countries (Global)
DeFi restaking Visa credit & spend card with 3%–4% cashback and Claude/ChatGPT MCP integration
280 reviews
by RainEU, LATAM, SEA, Africa
Self-custodial stablecoin money app and Visa card earning DeFi yield plus 3%–5% USDC cashback
Crypto cards with the highest cashback rates, plus the staking requirements and caps behind the headline numbers. We start from the published fee schedule, then normalise top-up and FX fees to basis points so a 0.5% spread is directly comparable across issuers. Cards with unclear fee notes are marked as such rather than assumed to be free.
Filtering is applied before ranking, so a card never appears in a category it does not qualify for. Read the full methodology.
We currently track 39 cards matching this guide, 17 of which charge 0% FX. Counts are generated from the directory dataset and update whenever a card is added or its availability changes.
OKX Card offers 2%–10% cashback, paid in USDG. Staking requirement: None.
The default order sorts by editor score. Switch to table view to sort on raw fees, cashback or limits. Fees and calculator outputs always use the raw numbers.
Usually only at the top tier, which requires a token stake or a subscription. We show the minimum and maximum rate, the payout token and the staking requirement so you can judge the real return. The calculator models the maximum tier and does not price token volatility.
In most jurisdictions, cashback paid in crypto is treated as income or a rebate at the time of receipt, and later price changes can create capital gains. Rules vary; consult a local tax adviser.
