Gemini Credit CardvsNexo - Base Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric |  WebBank 6.5/10 Get card |  DiPocket UAB 6.5/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 6.5/10 | 6.5/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 0% | 2% |
| Crypto top-up | Best 0% | 0.8% |
| Issuance fee | Free | Free |
| ATM fee | 3% | Best 2% |
| Rewards | ||
| Max cashback | Best 1%–4% cashback | 0.5% cashback |
| Payout token | BTC | NEXO |
| Staking | None | $5,000+ portfolio; NEXO ratio |
| Perks | Up to 4% instant crypto rewards · No annual fee · No FX fee | Apple & Google Pay · Dual Credit/Debit Mode · Up to 14% Yield |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Countries | 1 (United States) | Best 30 (EEA, UK & Switzerland (28+ countries)) |
| Max daily spend | $10,000 | $10,000 |
| Monthly ATM limit | $500 | Best $10,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Bitcoin, Ethereum, Solana | Best Ethereum, Bitcoin, Polygon, Solana +3 |
| Top-up tokens | BTC, ETH, SOL, USDC | Best BTC, ETH, USDT, USDC, SOL |
| Issuer | WebBank | DiPocket UAB |
| Network | Mastercard | Mastercard |
The quick verdict
Gemini Credit Card pays the highest headline cashback at 4%, but check the staking requirement: none.
Gemini Credit Card is the cheaper travel card at 0% FX, while Gemini Credit Card wins on annual cost at $0.
Both cards are available in 1 and 30 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- One-tap toggle between Credit Mode and Debit Mode
- Up to 14% yield on balances in Debit Mode
Gemini Credit Card vs Nexo - Base Card — FAQ
Which is better, Gemini Credit Card or Nexo - Base Card?+
Gemini Credit Card has the higher editor score. Gemini Credit Card pays 1%–4% cashback with 0% FX, while Nexo - Base Card pays 0.5% cashback with 2% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, Gemini Credit Card or Nexo - Base Card?+
Gemini Credit Card has a no annual fee annual fee, 0% top-up fee and 0% FX. Nexo - Base Card has a no annual fee annual fee, 0.8% top-up fee and 2% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use Gemini Credit Card and Nexo - Base Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.