Nexo - Base Card
DiPocket UAB · EEA, UK & Switzerland (28+ countries) · personal
Dual-mode Mastercard letting you toggle between crypto-backed Credit Mode (2% back) and high-yield Debit Mode
Is Nexo - Base Card worth it?
Nexo Card (issued by DiPocket UAB) pioneered the dual-mode Mastercard for EEA and UK residents. Switch in-app between Credit Mode—borrowing against crypto from 1.9%–2.9% APR while earning up to 2% cashback—and Debit Mode, where idle balances earn up to 14% APY until spent.
Pros
- One-tap toggle between Credit Mode and Debit Mode
- Up to 14% yield on balances in Debit Mode
- Up to €2,000/mo free ATM and €20,000/mo 0% FX on Platinum
Cons
- Requires $5,000 minimum portfolio to earn cashback or order physical card
- Cashback only earned in Credit Mode
- EEA/UK only
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0.8%
- 0.75% conv
- FX fee
- 2%
- 0.2–0.7% EEA / 2% RoW
- ATM fee
- 2%
- Free €200/mo, then 2%
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $10,000
- Free €200/mo, then 2%
- KYC
- Full KYC
- Full KYC + $5,000 portfolio for rewards
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Mastercard
- credit card · issued by DiPocket UAB
Related crypto cards
Other Nexo cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is Nexo - Base Card available?
Show all 30 supported countries
Availability lists change frequently. Confirm eligibility with DiPocket UAB before applying.
Nexo - Base Card — common questions
Is Nexo - Base Card available in United States?+
United States is not on Nexo - Base Card's published availability list. The card is currently offered in EEA, UK & Switzerland (28+ countries); availability can change, so confirm with DiPocket UAB before applying.
What fees does Nexo - Base Card charge?+
Nexo - Base Card has no issuance fee, no annual fee, a 0.8% crypto top-up fee and a 2% FX fee. ATM withdrawals cost 2%. 0.2–0.7% EEA / 2% RoW
Does Nexo - Base Card support Apple Pay and Google Pay?+
Nexo - Base Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Nexo - Base Card self-custody?+
Nexo - Base Card uses a custodial model. DiPocket UAB holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Nexo - Base Card cashback work?+
Nexo - Base Card offers 0.5% cashback. Rewards are paid in NEXO. Staking requirement: $5,000+ portfolio; NEXO ratio. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.