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Bitcoin (BTC) crypto cards

Bitcoin-funded cards range from custodial exchange products to hardware-wallet-native spending. Compare how each programme handles BTC top-ups and conversion.

49 cardsTop cashback 10%18 with 0% FX1 no-KYC option

Cards that support BTC

49 cards

49 programmes accept BTC. Switch to table view to sort on fees.

Showing global availabilityShowing 12 of 49
Sponsored

Bybit - VIP Card

7.2/10

2.2k reviews

by MoorwandEEA, Switzerland, Australia, LATAM & APAC

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$5
Annual fee
$0/yr
Foreign FX
2%
Get card
Sponsored

RedotPay - Physical Card

6.5/10

3.9k reviews

by Regional Partner200+ countries and territories (excl. US)

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$100/yr
Foreign FX
1.2%
Get card
Sponsored

Bybit - Standard Card

6.4/10

2.2k reviews

by MoorwandEEA, Switzerland, Australia, LATAM & APAC

Custodial Mastercard with up to 10% cashback, 100% subscription rebates and Auto-Savings yield

2%–10% backFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$5
Annual fee
$0/yr
Foreign FX
2%
Get card

RedotPay - Virtual Card

5.5/10

3.9k reviews

by Regional Partner200+ countries and territories (excl. US)

Global crypto Visa card in 200+ countries with Apple Pay, multi-chain funding and 3% Pro cashback

No cashbackFull KYCApple / Google
SupportedUSDTUSDCBTCETH+1
Issuance
$10
Annual fee
$10/yr
Foreign FX
1.2%
Get card

Nocturne

5.7/10

670 reviews

by Regional PartnerInstant issuance

Privacy-first zero-KYC virtual Visa & Mastercard funded with Monero (XMR), BTC and stablecoins

No cashbackNo KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
$25
Annual fee
$10/yr
Foreign FX
1.5%
Get card

OKX Card

7.9/10

486 reviews

by OKXEEA

Self-custody OKX Wallet card for EEA spenders.

2%–10% backFull KYCApple / Google
SupportedUSDCUSDTETHBTC
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card
Partner placement

Reach 40,000 monthly card searchers.

Featured cards get pinned placement, a verified badge and a Fast-Track data review. One flat monthly fee — no CPC surprises.

See placements

COCA Card

7.7/10

710 reviews

by Wirex Partner54 countries (EEA, UK, LATAM, APAC)

MPC non-custodial Visa card with 0% FX fees, $200/mo free ATM and 50% AI & streaming rebates

1%–8% backFull KYCApple / Google
SupportedUSDCUSDTETHBTC+1
Issuance
Free
Annual fee
$0/yr
Foreign FX
0.6%
Get card

by Foris DAX Asia100+ countries

The original crypto cashback card, from Ruby Steel to Obsidian.

4.5%–5% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

by Foris DAX Asia100+ countries

The original crypto cashback card, from Ruby Steel to Obsidian.

5%–6% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card

by Foris DAX Asia100+ countries

The original crypto cashback card, from Ruby Steel to Obsidian.

3% backFull KYCApple / Google
SupportedBTCETHUSDTUSDC+2
Issuance
Free
Annual fee
$0/yr
Foreign FX
0.5%
Get card

Lava Private

7.4/10

310 reviews

by Private Banking Partner220+ countries and territories (US & Global Private Client focus)

Bitcoin-backed Visa Infinite credit card with segregated BTC cold storage, 0% FX and 1%–5% BTC back

1%–5% backFull KYCApple / Google
SupportedBTCUSDCUSDT
Issuance
Free
Annual fee
$0/yr
Foreign FX
0%
Get card
37 remaining · all metrics are independently normalised

Spending BTC — what to check

Top-up fee: the cost of converting BTC into spendable balance. It ranges from 0% on 29 cards to 5%.

Supported chain: if you hold BTC on a chain the issuer does not support, you will need to bridge or swap first — which can cost more than the card fee itself.

FX: a card can be cheap for USD spend but expensive abroad. OKX Card is the lowest-FX option in this group at 0%.

Top cashback
2%–10% cashback
Lowest FX
0%
No-KYC
1
Avg. score
6.7/10

BTC — FAQ

Which crypto cards support BTC?+

49 cards in our database accept BTC: OKX Card, COCA Card, Crypto.com Visa - Icy White Card, Crypto.com Visa - Obsidian Card, Crypto.com Visa - Jade Green Card, Crypto.com Visa - Royal Indigo Card, Lava Private, MEXC Card, Tria, Bybit - VIP Card, Coinbase Card, Crypto.com Visa - Ruby Steel Card, Nexo - Platinum Card, Bitget Wallet Card, Crypto.com Card, Kolo, Ledger Live Card, Robinhood Gold Card, Kraken Card, Picnic Card, Plutus - Plus Card, Plutus - Pro Card, Wirex One, Coinbase One Card, Nexo - Gold Card, Revolut Card, Wirex - Elite Card, Bitunix Card, Nexo - Silver Card, Oobit, Plutus - Everyday Card, RedotPay - Physical Card, Gemini Credit Card, Nexo - Base Card, Bybit - Standard Card, Deblock, PayitFast Card, Exa Card, Holyheld, Phantom Cash, Wirex - Premium Card, Wirex - Standard Card, Plutus - Starter Card, Shakepay Card, Nocturne, RedotPay - Virtual Card, CoinJar Card, Fold Card, BitPay Card. Support can vary by region, so confirm the asset list for your country with the issuer.

What is the cheapest way to spend BTC?+

OKX Card has the lowest FX fee in this group at 0%, with a 0.1% top-up fee. OKX Card pays the highest cashback at 10%. Run the net return calculator to compare for your actual spend.

Do I need to convert BTC to USD before spending?+

It depends on the card. Self-custody cards typically convert BTC at settlement, while custodial cards require you to top up a fiat or stablecoin balance first. The top-up fee column captures that conversion cost.

Are there no-KYC cards for BTC?+

Yes, 1 card in this list offer a no-KYC tier, usually capped at around $1,000. Above the cap, identity verification is required.

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