Lava Private
Private Banking Partner · 220+ countries and territories (US & Global Private Client focus) · Personal & business
Bitcoin-backed Visa Infinite credit card with segregated BTC cold storage, 0% FX and 1%–5% BTC back
Is Lava Private worth it?
Lava Private pairs segregated, self-custodial Bitcoin cold-storage credit lines with a Visa Infinite card across 220+ countries. Bitcoin holders can borrow and spend USD without selling their BTC, paying $0 annual fee and 0% FX spread while earning 1% to 5% cashback in Bitcoin.
Pros
- 1% to 5% cashback paid in Bitcoin
- 0% annual fee, 0% FX fee and 0% FX spread
- Segregated self-custodial Bitcoin vault + Visa Infinite travel perks
Cons
- Virtual card only
- Requires locking Bitcoin collateral to establish credit line
- $10,000 default daily spend limit
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0%
- ATM fee
- 0%
- Virtual Visa Infinite (no ATM cash withdrawals)
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- No ATM access
- Virtual Visa Infinite (no ATM cash withdrawals)
- KYC
- Full KYC
- Full KYC
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Visa
- credit card · issued by Private Banking Partner
Supported crypto & networks
Where is Lava Private available?
Availability lists change frequently. Confirm eligibility with Private Banking Partner before applying.
Lava Private — common questions
Is Lava Private available in United States?+
Lava Private is listed as available in 220+ countries and territories (US & Global Private Client focus). Our data currently shows it as available in United States. Always confirm eligibility with Private Banking Partner before applying.
What fees does Lava Private charge?+
Lava Private has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 0%. 0%
Does Lava Private support Apple Pay and Google Pay?+
Lava Private supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Lava Private self-custody?+
Yes. Lava Private is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does Lava Private cashback work?+
Lava Private offers 1%–5% cashback. Rewards are paid in BTC. Staking requirement: Secured by segregated Bitcoin cold storage vault collateral. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.