Bitget - Standard CardvsBybit - Standard Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric |  Bitget 6.6/10 Get card |  Moorwand 6.4/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | Best 6.6/10 | 6.4/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 1.5% | 2% |
| Crypto top-up | 0.9% | 0.9% |
| Issuance fee | Best Free | $5 |
| ATM fee | 2% | 2% |
| Rewards | ||
| Max cashback | No cashback | Best 2%–10% cashback |
| Payout token | USDT | USDT |
| Staking | $0 | $0 |
| Perks | Up to 8% cashback · 180+ countries · Virtual card in minutes | Apple & Google Pay · AI & Streaming Rebates · Auto-Savings Yield |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Custodial |
| Countries | Best 80 (50+ countries and regions) | 21 (EEA, Switzerland, Australia, LATAM & APAC) |
| Max daily spend | Best $50,000 | $10,000 |
| Monthly ATM limit | $1,000 | Best $10,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Ethereum, Tron, BNB Chain, Arbitrum | Best Ethereum, Arbitrum, BNB Chain, Solana +1 |
| Top-up tokens | USDT, USDC, ETH, SOL | Best USDT, USDC, BTC, ETH, SOL |
| Issuer | Bitget | Moorwand |
| Network | Visa | Mastercard |
The quick verdict
Bybit - Standard Card pays the highest headline cashback at 10%, but check the staking requirement: $0.
Bitget - Standard Card is the cheaper travel card at 1.5% FX, while Bitget - Standard Card wins on annual cost at $0.
Both cards are available in 80 and 21 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- 2% to 10% cashback in USDT
- 100% rebates on ChatGPT Plus, Claude Pro, Netflix & Spotify (Tier 3/VIP)
Bitget - Standard Card vs Bybit - Standard Card — FAQ
Which is better, Bitget - Standard Card or Bybit - Standard Card?+
Bitget - Standard Card has the higher editor score. Bitget - Standard Card pays No cashback with 1.5% FX, while Bybit - Standard Card pays 2%–10% cashback with 2% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, Bitget - Standard Card or Bybit - Standard Card?+
Bitget - Standard Card has a no annual fee annual fee, 0.9% top-up fee and 1.5% FX. Bybit - Standard Card has a no annual fee annual fee, 0.9% top-up fee and 2% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use Bitget - Standard Card and Bybit - Standard Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.