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Crypto CardCompareDeblock vs Wirex - Standard Card
Head-to-headUpdated October 2026

DeblockvsWirex - Standard Card

A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.

Highest editor score
Deblock
6.4/10
Highest cashback
Wirex - Standard Card
0.5% cashback
Lowest FX fee
Deblock
0%
Lowest annual fee
Deblock
None
Metric
Deblock
Deblock
6.4/10
Get card
Wirex - Standard Card
Wirex
6.0/10
Get card
Verdict
Editor scoreComposite of fees, rewards, transparency and user sentiment
Best
6.4/10
6.0/10
Costs
Annual fee
None
None
FX fee
0%
0%
Crypto top-up
0%
0%
Issuance fee
Free
Free
ATM fee
Best
0%
2%
Rewards
Max cashback
No cashback
Best
0.5% cashback
Payout token
EUR
WXT
Staking
None
$0
Perks
IBAN + Visa · 0% FX · Crypto and fiat in one app
0% FX in 40+ currencies · Up to 2% WXT rewards · Crypto and fiat in one account
Access
KYCNo KYC scored highest, then light KYC
Full KYC
Full KYC
Custody
Hybrid
Custodial
Countries
34 (EEA & UK)
Best
41 (EEA, UK & 30+ markets)
Max daily spend
$12,000
Best
$15,000
Monthly ATM limit
Best
$1,000
$800
Mobile wallets
Apple Google
Apple Google
Networks
Ethereum, Polygon, Arbitrum
Best
Ethereum, Stellar, Polygon, Bitcoin
Top-up tokens
BTC, ETH, USDC, USDT
Best
BTC, ETH, USDT, USDC, XRP +1
Issuer
Deblock
Wirex
Network
Visa
Visa

The quick verdict

Wirex - Standard Card pays the highest headline cashback at 0.5%, but check the staking requirement: $0.

Deblock is the cheaper travel card at 0% FX, while Deblock wins on annual cost at $0.

Both cards are available in 34 and 41 countries respectively. If your country is not on one of those lists, the choice is already made for you.

Deblock
Deblock
  • Real IBAN and SEPA rails
  • 0% FX for EUR spend
  • 0% FX across 40+ currencies
  • Supports both crypto and fiat balances

Deblock vs Wirex - Standard Card — FAQ

Which is better, Deblock or Wirex - Standard Card?+

Deblock has the higher editor score. Deblock pays No cashback with 0% FX, while Wirex - Standard Card pays 0.5% cashback with 0% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.

Which card has lower fees, Deblock or Wirex - Standard Card?+

Deblock has a no annual fee annual fee, 0% top-up fee and 0% FX. Wirex - Standard Card has a no annual fee annual fee, 0% top-up fee and 0% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.

Can I use Deblock and Wirex - Standard Card together?+

Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.