Card issuer · kraken.com
Kraken card

Kraken Card — the full spec sheet: 1%–2% cashback, Free annual fee, available in 30 countries.
1 card30 countries6 top-up tokensTop score 6.9/10
Full specification
| Metric | ![]() UAB Monavate 6.9/10 Get card |
|---|---|
| Verdict | |
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 6.9/10 |
| Costs | |
| Annual fee | None |
| FX fee | 0% |
| Crypto top-up | 1% |
| Issuance fee | Free |
| ATM fee | 0% |
| Rewards | |
| Max cashback | 1%–2% cashback |
| Payout token | BTC |
| Staking | Rate scales up to 2% based on average portfolio held across Kraken, Kraken Pro & Krak |
| Perks | Apple & Google Pay · 0% Kraken ATM Fee · 600+ Spendable Assets |
| Access | |
| KYCNo KYC scored highest, then light KYC | Full KYC |
| Custody | Custodial |
| Countries | 30 (UK & EEA (Global expansion via Krak app)) |
| Max daily spend | $10,000 |
| Monthly ATM limit | $5,000 |
| Mobile wallets | Apple Google |
| Networks | Bitcoin, Ethereum, Solana, Arbitrum +4 |
| Top-up tokens | BTC, ETH, USDC, USDT, SOL +1 |
| Issuer | UAB Monavate |
| Network | Mastercard |
Supported cryptocurrencies
USDTUSDCBTCETHSOLXMR
Settlement chains
EthereumSolanaArbitrumBasePolygonOptimismBitcoinMonero
Frequently asked
How many cards does Kraken offer?+
We track 1 card from Kraken. See the full spec sheet above for Kraken Card.
Does Kraken require KYC?+
Kraken cards are issued at full kyc level. Custody model: custodial. Requirements can differ between tiers, so check the row that matches the card you want.
Which Kraken card pays the most cashback?+
Kraken Card pays 1%–2% cashback, with rewards in BTC. Staking requirement: Rate scales up to 2% based on average portfolio held across Kraken, Kraken Pro & Krak.
What crypto can I top up a Kraken card with?+
Across the programme, Kraken cards accept USDT, USDC, BTC, ETH, SOL, XMR, settling on Ethereum, Solana, Arbitrum, Base, Polygon.
