Card issuer · ethena.fi
ETEthena card
Ethena Pay — the full spec sheet: 4%–5% cashback, Free annual fee, available in 22 countries.
1 card22 countries2 top-up tokensTop score 7.1/10
Full specification
| Metric |  Third National Bank 7.1/10 Get card |
|---|---|
| Verdict | |
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 7.1/10 |
| Costs | |
| Annual fee | None |
| FX fee | 1% |
| Crypto top-up | 0% |
| Issuance fee | Free |
| ATM fee | 0.7% |
| Rewards | |
| Max cashback | 4%–5% cashback |
| Payout token | AVAX |
| Staking | Tiered by USDe / sUSDe ecosystem holdings |
| Perks | Apple & Google Pay · USDe Native · No Annual Fee |
| Access | |
| KYCNo KYC scored highest, then light KYC | Full KYC |
| Custody | Self-custody |
| Countries | 22 (48 countries) |
| Max daily spend | $15,000 |
| Monthly ATM limit | $1,000 |
| Mobile wallets | Apple Google |
| Networks | Ethereum, Arbitrum, Base |
| Top-up tokens | USDC, USDT |
| Issuer | Third National Bank |
| Network | Visa |
Supported cryptocurrencies
USDTUSDC
Settlement chains
EthereumArbitrumBase
Frequently asked
How many cards does Ethena offer?+
We track 1 card from Ethena. See the full spec sheet above for Ethena Pay.
Does Ethena require KYC?+
Ethena cards are issued at full kyc level. Custody model: self-custody. Requirements can differ between tiers, so check the row that matches the card you want.
Which Ethena card pays the most cashback?+
Ethena Pay pays 4%–5% cashback, with rewards in AVAX. Staking requirement: Tiered by USDe / sUSDe ecosystem holdings.
What crypto can I top up a Ethena card with?+
Across the programme, Ethena cards accept USDT, USDC, settling on Ethereum, Arbitrum, Base.