MetaMask - Virtual Card
Crypto Life (Baanx) · 48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East · personal
Free self-custody Mastercard earning 1% mUSD back on every purchase
Is MetaMask - Virtual Card worth it?
MetaMask Card (Virtual) is a free, self-custodial Mastercard that spends tokens straight from your MetaMask wallet at checkout — no top-ups and no preloading. You approve a spending cap per token and keep custody until the moment you pay. It earns 1% back in mUSD on eligible purchases, works with Apple Pay and Google Pay, and allows $10,000 per transaction up to $15,000 a day.
Pros
- Free — no annual, issuance or maintenance fee
- Funds stay in your wallet until you spend
- 1% mUSD back on every eligible purchase
- Apple Pay and Google Pay from day one
Cons
- 1% cross-border fee on foreign-currency spend
- US sign-ups paused; waitlist only
- No physical card in the free tier
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0.9%
- 0.875% swap (~$0.02 gas)
- FX fee
- 1%
- 1% cross-border
- ATM fee
- 2%
- 2%
- Max daily spend
- $15,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- No ATM access
- 2%
- KYC
- Full KYC
- Full KYC via Crypto Life (ID + proof of residency), 18+, no credit check
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Mastercard
- debit card · issued by Crypto Life (Baanx)
Related crypto cards
Other MetaMask cards, each priced on its own. Fees, cashback and perks differ per card.
Supported crypto & networks
Where is MetaMask - Virtual Card available?
Show all 48 supported countries
Availability lists change frequently. Confirm eligibility with Crypto Life (Baanx) before applying.
MetaMask - Virtual Card — common questions
Is MetaMask - Virtual Card available in United States?+
United States is not on MetaMask - Virtual Card's published availability list. The card is currently offered in 48 countries: EEA, UK, Switzerland, LATAM, Canada & Middle East; availability can change, so confirm with Crypto Life (Baanx) before applying.
What fees does MetaMask - Virtual Card charge?+
MetaMask - Virtual Card has no issuance fee, no annual fee, a 0.9% crypto top-up fee and a 1% FX fee. ATM withdrawals cost 2%. 1% cross-border
Does MetaMask - Virtual Card support Apple Pay and Google Pay?+
MetaMask - Virtual Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is MetaMask - Virtual Card self-custody?+
Yes. MetaMask - Virtual Card is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does MetaMask - Virtual Card cashback work?+
MetaMask - Virtual Card offers 1% cashback. Rewards are paid in mUSD. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.