Picnic Card
Monerium / Visa Partner · 180+ countries (Brazil, EU & US focus) · personal
Self-custodial Gnosis Safe Visa card with Monerium Web3 IBAN, DeFi yield and 0% IOF
Is Picnic Card worth it?
Picnic is a self-custodial smart-account Visa card powered by Gnosis Chain Safe contracts and Monerium EU Web3 IBANs, with native PIX and SEPA integration. Users retain exportable keys, earn DeFi yield on idle USD/EUR/BRL, and spend globally with a ~0.3% conversion spread and no Brazil IOF.
Pros
- True Safe smart-contract self-custody with exportable keys
- Ultra-low ~0.3% conversion cost and 0% IOF
- Built-in Monerium Web3 EUR IBAN and Brazil PIX
Cons
- No fixed high cashback rate
- Virtual card only
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0% Picnic fee
- ATM fee
- 2%
- Standard Visa ATM fee where contactless supported
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $1,000
- Standard Visa ATM fee where contactless supported
- KYC
- Full KYC
- Full KYC (Photo ID; no proof of address hurdle)
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Visa
- debit card · issued by Monerium / Visa Partner
Supported crypto & networks
Where is Picnic Card available?
Availability lists change frequently. Confirm eligibility with Monerium / Visa Partner before applying.
Picnic Card — common questions
Is Picnic Card available in United States?+
Picnic Card is listed as available in 180+ countries (Brazil, EU & US focus). Our data currently shows it as available in United States. Always confirm eligibility with Monerium / Visa Partner before applying.
What fees does Picnic Card charge?+
Picnic Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 2%. 0% Picnic fee
Does Picnic Card support Apple Pay and Google Pay?+
Picnic Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Picnic Card self-custody?+
Yes. Picnic Card is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does Picnic Card cashback work?+
Picnic Card offers No cashback. Rewards are paid in USDC. Staking requirement: DeFi savings vaults earn automatic yield on USD, EUR and BRL balances. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.