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MastercardIssued by Unlimit
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Bleap

Unlimit · EEA & UK · personal

8.0/10
940 reviews

European MiCA-registered self-custodial Mastercard with 0% FX fees and up to 20% USDC cashback

Cashback
2%
FX fee
0%
Annual fee
None
In United States
Not available
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VirtualPhysicalUSDCUSDTEURe
The verdict

Is Bleap worth it?

Bleap is a MiCA-compliant self-custodial Mastercard debit card issued by Unlimit for European and UK users with zero monthly fees, zero staking requirements, and 0% FX markups. Cardholders earn 1% base cashback plus 20% back in USDC on ChatGPT, Claude, Gemini, Netflix, Disney+, Xbox, and PlayStation subscriptions, alongside 3.65%–3.83% AER USD savings vaults.

Pros

  • Up to 20% cashback in USDC on AI (ChatGPT, Claude), streaming & gaming with no staking
  • 0% FX fees, $0 annual fee and 0% ATM fee up to €400/mo
  • Confirmed MiCA registration + 3.83% AER USD savings vaults

Cons

  • Available in EEA & UK only
  • Supports stablecoins only (no volatile token spending)
  • €400/mo ATM withdrawal limit and category cashback caps ($5–$18/mo)
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0%
0%
FX fee
0%
0%
ATM fee
0%
Free to €400/mo
Max daily spend
$16,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$440
Free to €400/mo
KYC
Full KYC
Full KYC (EEA/UK residents)
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Mastercard
debit card · issued by Unlimit
Funding

Supported crypto & networks

Tokens

USDCUSDTEURe
Payout token:USDCStaking: None (1% flat everyday up to €30/mo; 20% on AI, streaming & gaming subscriptions; 3% food delivery)
Eligibility

Where is Bleap available?

EEA & UK
United States is not on the issuer's published availability list.
Show all 29 supported countries

Availability lists change frequently. Confirm eligibility with Unlimit before applying.

FAQ

Bleap — common questions

Is Bleap available in United States?+

United States is not on Bleap's published availability list. The card is currently offered in EEA & UK; availability can change, so confirm with Unlimit before applying.

What fees does Bleap charge?+

Bleap has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 0%. 0%

Does Bleap support Apple Pay and Google Pay?+

Bleap supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Bleap self-custody?+

Yes. Bleap is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does Bleap cashback work?+

Bleap offers 1%–2% cashback. Rewards are paid in USDC. Staking requirement: None (1% flat everyday up to €30/mo; 20% on AI, streaming & gaming subscriptions; 3% food delivery). Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.