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MastercardIssued by CoinJar
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CoinJar Card

CoinJar · Australia & New Zealand · personal

5.4/10
623 reviews

Australia's crypto debit card with 1% back in BTC.

Cashback
1%
FX fee
3%
Annual fee
None
In United States
Not available
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VirtualPhysicalBTCETHUSDCXRP
The verdict

Is CoinJar Card worth it?

CoinJar's card is a straightforward Australian debit card with bitcoin cashback and no annual fee. It is inexpensive for domestic spend, but the 2.5% FX fee and 1% crypto conversion fee make it a poor choice for travel.

Pros

  • BTC cashback on everyday spend
  • No annual fee
  • Simple AUD account

Cons

  • Australia/NZ only
  • 2.5% FX fee
  • 1% conversion fee
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
1%
1% tx fee
FX fee
3%
2.99% intl
ATM fee
1%
1%
Max daily spend
$5,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$1,000
1%
KYC
Full KYC
Full KYC, Australian residency
Custody
Custodial
Issuer holds funds on your behalf
Card network
Mastercard
debit card · issued by CoinJar
Funding

Supported crypto & networks

Tokens

BTCETHUSDCXRP
Payout token:CoinJar Rewards pointsStaking: None
Eligibility

Where is CoinJar Card available?

Australia & New Zealand
United States is not on the issuer's published availability list.

Availability lists change frequently. Confirm eligibility with CoinJar before applying.

FAQ

CoinJar Card — common questions

Is CoinJar Card available in United States?+

United States is not on CoinJar Card's published availability list. The card is currently offered in Australia & New Zealand; availability can change, so confirm with CoinJar before applying.

What fees does CoinJar Card charge?+

CoinJar Card has no issuance fee, no annual fee, a 1% crypto top-up fee and a 3% FX fee. ATM withdrawals cost 1%. 2.99% intl

Does CoinJar Card support Apple Pay and Google Pay?+

CoinJar Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is CoinJar Card self-custody?+

CoinJar Card uses a custodial model. CoinJar holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.

How does CoinJar Card cashback work?+

CoinJar Card offers 0.5%–1% cashback. Rewards are paid in CoinJar Rewards points. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

CoinJar Card Review (2026): Fees & Cashback | Rituel Cards