Robinhood Gold Card
Coastal Community Bank · United States · personal
Solid-gold option Visa Signature credit card paying a flat 3% back on all purchases redeemable into crypto
Is Robinhood Gold Card worth it?
Issued by Coastal Community Bank, the Robinhood Gold Card is a Visa Signature credit card offering an industry-leading flat 3% cashback across all spending categories with no cap. Points convert 1:1 into cash or crypto directly inside your Robinhood brokerage and crypto account.
Pros
- Flat 3% cashback on every purchase with no category caps
- Disposable single-use, free-trial and agentic virtual cards
- Instant 1:1 redemption into Robinhood crypto or cash
Cons
- Requires $5/mo ($50/yr) Robinhood Gold subscription
- US residents only with credit check
- 3% FX fee introduced for accounts opened on/after July 1, 2026
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0%
- ATM fee
- 5%
- Cash advance fees apply at ATMs
- Max daily spend
- $15,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $2,500
- Cash advance fees apply at ATMs
- KYC
- Full KYC
- Full KYC + US Credit Check + Robinhood Gold
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- credit card · issued by Coastal Community Bank
Supported crypto & networks
Where is Robinhood Gold Card available?
Availability lists change frequently. Confirm eligibility with Coastal Community Bank before applying.
Robinhood Gold Card — common questions
Is Robinhood Gold Card available in United States?+
Robinhood Gold Card is listed as available in United States. Our data currently shows it as available in United States. Always confirm eligibility with Coastal Community Bank before applying.
What fees does Robinhood Gold Card charge?+
Robinhood Gold Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 5%. 0%
Does Robinhood Gold Card support Apple Pay and Google Pay?+
Robinhood Gold Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Robinhood Gold Card self-custody?+
Robinhood Gold Card uses a custodial model. Coastal Community Bank holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Robinhood Gold Card cashback work?+
Robinhood Gold Card offers 3% cashback. Rewards are paid in USD. Staking requirement: Requires Robinhood Gold ($5/mo or $50/yr). Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.