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Crypto CardCardsLedger Live Card
VisaIssued by Baanx
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Ledger Live Card

Baanx · EEA & UK · personal

7.0/10
528 reviews

Hardware-wallet-native card for EEA and UK.

Cashback
1%
FX fee
2%
Annual fee
None
In United States
Not available
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VirtualPhysicalBTCETHUSDCUSDT
The verdict

Is Ledger Live Card worth it?

Ledger's card is aimed at people who already keep assets on a Ledger and want to spend without moving them to an exchange. The hardware-backed approval flow is reassuring, and 0% FX is competitive. The trade-off is a heavier onboarding process and EEA/UK-only availability.

Pros

  • Hardware-wallet-native security
  • 0% FX
  • No annual fee

Cons

  • Requires a Ledger device
  • EEA/UK only
  • Full KYC
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
2%
1.75–2% crypto conv
FX fee
2%
1.75–2% conv
ATM fee
1.5%
Yes
Max daily spend
$8,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$1,000
Yes
KYC
Full KYC
Full KYC, EEA/UK residency, Ledger device
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Visa
debit card · issued by Baanx
Funding

Supported crypto & networks

Tokens

BTCETHUSDCUSDT
Payout token:USDCStaking: None
Eligibility

Where is Ledger Live Card available?

EEA & UK
United States is not on the issuer's published availability list.
Show all 34 supported countries

Availability lists change frequently. Confirm eligibility with Baanx before applying.

FAQ

Ledger Live Card — common questions

Is Ledger Live Card available in United States?+

United States is not on Ledger Live Card's published availability list. The card is currently offered in EEA & UK; availability can change, so confirm with Baanx before applying.

What fees does Ledger Live Card charge?+

Ledger Live Card has no issuance fee, no annual fee, a 2% crypto top-up fee and a 2% FX fee. ATM withdrawals cost 1.5%. 1.75–2% conv

Does Ledger Live Card support Apple Pay and Google Pay?+

Ledger Live Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Ledger Live Card self-custody?+

Yes. Ledger Live Card is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does Ledger Live Card cashback work?+

Ledger Live Card offers Up to 1% cashback. Rewards are paid in USDC. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.