Hyperbeat
Third National Bank · 50 countries · personal
Hyperliquid-native self-custody Visa on HyperEVM with Cash & Credit modes and trader cashback
Is Hyperbeat worth it?
Hyperbeat Pay is a self-custodial Visa card built on HyperEVM and issued by Third National with both Cash and Credit (Morpho borrow) modes. Everyday spenders earn 0.2%–1% in WHYPE via beatUSD/USD+ vault deposits, while active Hyperliquid perpetual traders unlock 3%–12% cashback.
Pros
- Audited self-custodial smart contract on HyperEVM
- Dual Cash and Credit (borrow against crypto) modes
- Up to 12% cashback for high-volume Hyperliquid traders
Cons
- Base everyday cashback is only 0.2%–1% without $1M+ trading volume
- Virtual card only
- Immediate borrow interest in Credit mode
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 1%
- Low FX
- ATM fee
- 0.7%
- $1 + 0.65% per ATM withdrawal ($0.60 balance inquiry)
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $3,000
- $1 + 0.65% per ATM withdrawal ($0.60 balance inquiry)
- KYC
- Full KYC
- Full KYC
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Visa
- debit card · issued by Third National Bank
Supported crypto & networks
Where is Hyperbeat available?
Show all 22 supported countries
Availability lists change frequently. Confirm eligibility with Third National Bank before applying.
Hyperbeat — common questions
Is Hyperbeat available in United States?+
Hyperbeat is listed as available in 50 countries. Our data currently shows it as available in United States. Always confirm eligibility with Third National Bank before applying.
What fees does Hyperbeat charge?+
Hyperbeat has no issuance fee, no annual fee, a 0% crypto top-up fee and a 1% FX fee. ATM withdrawals cost 0.7%. Low FX
Does Hyperbeat support Apple Pay and Google Pay?+
Hyperbeat supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Hyperbeat self-custody?+
Yes. Hyperbeat is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does Hyperbeat cashback work?+
Hyperbeat offers 0.2%–1% cashback. Rewards are paid in WHYPE. Staking requirement: 0.2%–1% everyday via vault deposits ($1k–$10k); 3%–12% requires $1M–$50M/30d Hyperliquid trading volume. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.