Fold Card
Fold · United States · personal
Bitcoin rewards on debit spending, plus a spin-to-earn game.
Is Fold Card worth it?
Fold is a Bitcoin-first debit card with a gamified rewards layer. The base cashback is modest, but the occasional boosted merchants and spin wheel can push effective returns higher. Best for US Bitcoin maximalists who already use the Fold app.
Pros
- Bitcoin-native rewards
- No annual fee
- Fun boosted-merchant offers
Cons
- 3% FX fee
- US only
- Base rewards are modest
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0% US
- ATM fee
- 2%
- Free in-network
- Max daily spend
- $5,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $500
- Free in-network
- KYC
- Full KYC
- Full KYC, US residency
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Fold
Supported crypto & networks
Tokens
Chains
Where is Fold Card available?
Availability lists change frequently. Confirm eligibility with Fold before applying.
Fold Card — common questions
Is Fold Card available in United States?+
Fold Card is listed as available in United States. Our data currently shows it as available in United States. Always confirm eligibility with Fold before applying.
What fees does Fold Card charge?+
Fold Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 2%. 0% US
Does Fold Card support Apple Pay and Google Pay?+
Fold Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Fold Card self-custody?+
Fold Card uses a custodial model. Fold holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Fold Card cashback work?+
Fold Card offers 0.3%–5% cashback. Rewards are paid in BTC. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.