DPT Pay
BitGo Custody / Visa Partner · Global (excl. US citizens + 17 sanctioned countries) · Personal & business
BitGo-custodied global Visa Platinum & Infinite card with unlimited user-set spend limits
Is DPT Pay worth it?
Published by DPT (HK) Limited with BitGo Custody, DPT Pay offers USD-settled Visa Platinum (Oxygen) and Visa Infinite (Obsidian) cards across 160+ countries. It charges 0% crypto conversion fees on USDC/USDT across 6 chains, imposes no default ceiling on daily card spend, and bundles up to $1.5M travel insurance and Priority Pass lounges on Obsidian.
Pros
- 0% conversion fee from USDC/USDT across 6 major chains
- Unlimited default daily spending cap (user configurable)
- Visa Platinum & Infinite travel insurance and Priority Pass perks
Cons
- $10 virtual / $50 physical issuance fee (with $5 credit back)
- No purchase cashback rewards
- 2% FX and 2% ATM fee with $750/day ATM cap
Fees, limits & requirements
- Issuance fee
- $50
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0% claim
- ATM fee
- 2%
- 2% + 0%–1.75% FX surcharge ($250/tx max, $750/day cap across 3 withdrawals)
- Max daily spend
- $50,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $750
- 2% + 0%–1.75% FX surcharge ($250/tx max, $750/day cap across 3 withdrawals)
- KYC
- Full KYC
- Full KYC (ID + proof of address; non-US)
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by BitGo Custody / Visa Partner
Supported crypto & networks
Where is DPT Pay available?
Show all 20 supported countries
Availability lists change frequently. Confirm eligibility with BitGo Custody / Visa Partner before applying.
DPT Pay — common questions
Is DPT Pay available in United States?+
United States is not on DPT Pay's published availability list. The card is currently offered in Global (excl. US citizens + 17 sanctioned countries); availability can change, so confirm with BitGo Custody / Visa Partner before applying.
What fees does DPT Pay charge?+
DPT Pay has a $50.00 issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 2%. 0% claim
Does DPT Pay support Apple Pay and Google Pay?+
DPT Pay supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is DPT Pay self-custody?+
DPT Pay uses a custodial model. BitGo Custody / Visa Partner holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does DPT Pay cashback work?+
DPT Pay offers Up to 2% cashback. Rewards are paid in USDC. Staking requirement: Oxygen (Platinum): $0/yr ($10 virtual / $50 physical); Obsidian (Infinite): $10,000/yr or top spender invite. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.