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VisaIssued by First Electronic Bank
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Coinbase One Card

First Electronic Bank · United States · personal

6.7/10
520 reviews

Bitcoin-back credit card exclusively for Coinbase One members with 2%–4% BTC rewards

Cashback
4%
FX fee
0%
Annual fee
None
In United States
Available
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VirtualPhysicalBTCUSDCETH
The verdict

Is Coinbase One Card worth it?

Coinbase One Card is a true credit card issued by First Electronic Bank exclusively for Coinbase One subscribers in the United States. Every purchase earns 2% to 4% back automatically in Bitcoin with zero foreign transaction fees.

Pros

  • 2% to 4% back in Bitcoin on all spend
  • True credit card with no pre-funding required
  • 0% foreign transaction fees

Cons

  • Requires $4.99+/mo Coinbase One subscription
  • US residents only
  • Credit check required and 5% cash advance ATM fee
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
None
Monthly fees included where applicable
Crypto top-up
0%
0%
FX fee
0%
0%
ATM fee
5%
$10 or 5% cash advance fee at ATMs
Max daily spend
$15,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$3,000
$10 or 5% cash advance fee at ATMs
KYC
Full KYC
Full KYC + US credit check + Coinbase One membership
Custody
Custodial
Issuer holds funds on your behalf
Card network
Visa
credit card · issued by First Electronic Bank
Same product

Related crypto cards

Other Coinbase cards, each priced on its own. Fees, cashback and perks differ per card.

Funding

Supported crypto & networks

Tokens

BTCUSDCETH
Payout token:BTCStaking: Requires active Coinbase One membership (from $4.99/mo)
Eligibility

Where is Coinbase One Card available?

United States
Available in United States according to the issuer's published list.

Availability lists change frequently. Confirm eligibility with First Electronic Bank before applying.

FAQ

Coinbase One Card — common questions

Is Coinbase One Card available in United States?+

Coinbase One Card is listed as available in United States. Our data currently shows it as available in United States. Always confirm eligibility with First Electronic Bank before applying.

What fees does Coinbase One Card charge?+

Coinbase One Card has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 5%. 0%

Does Coinbase One Card support Apple Pay and Google Pay?+

Coinbase One Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Coinbase One Card self-custody?+

Coinbase One Card uses a custodial model. First Electronic Bank holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.

How does Coinbase One Card cashback work?+

Coinbase One Card offers 2%–4% cashback. Rewards are paid in BTC. Staking requirement: Requires active Coinbase One membership (from $4.99/mo). Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.

Coinbase One Card Review (2026): Fees & Cashback | Rituel Cards