KAST - Standard CardvsNexo - Base Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric |  Third National Bank 7.4/10 Get card |  DiPocket UAB 6.5/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | Best 7.4/10 | 6.5/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | Best 1.8% | 2% |
| Crypto top-up | Best 0% | 0.8% |
| Issuance fee | Free | Free |
| ATM fee | 2% | 2% |
| Rewards | ||
| Max cashback | Best 1.5% cashback | 0.5% cashback |
| Payout token | USD | NEXO |
| Staking | $0 | $5,000+ portfolio; NEXO ratio |
| Perks | Apple & Google Pay · SOL Staking Yield · Global Coverage | Apple & Google Pay · Dual Credit/Debit Mode · Up to 14% Yield |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Self-custody | Custodial |
| Countries | 24 (150+ countries (Global)) | Best 30 (EEA, UK & Switzerland (28+ countries)) |
| Max daily spend | Best $25,000 | $10,000 |
| Monthly ATM limit | Best $30,000 | $10,000 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Solana, Ethereum, Tron | Best Ethereum, Bitcoin, Polygon, Solana +3 |
| Top-up tokens | USDC, USDT, SOL | Best BTC, ETH, USDT, USDC, SOL |
| Issuer | Third National Bank | DiPocket UAB |
| Network | Visa | Mastercard |
The quick verdict
KAST - Standard Card pays the highest headline cashback at 1.5%, but check the staking requirement: $0.
KAST - Standard Card is the cheaper travel card at 1.8% FX, while KAST - Standard Card wins on annual cost at $0.
Both cards are available in 24 and 30 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- Available in 150+ countries
- Up to 12% rewards and 21% SOL staking APY
- One-tap toggle between Credit Mode and Debit Mode
- Up to 14% yield on balances in Debit Mode
KAST - Standard Card vs Nexo - Base Card — FAQ
Which is better, KAST - Standard Card or Nexo - Base Card?+
KAST - Standard Card has the higher editor score. KAST - Standard Card pays 1.5% cashback with 1.8% FX, while Nexo - Base Card pays 0.5% cashback with 2% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, KAST - Standard Card or Nexo - Base Card?+
KAST - Standard Card has a no annual fee annual fee, 0% top-up fee and 1.8% FX. Nexo - Base Card has a no annual fee annual fee, 0.8% top-up fee and 2% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use KAST - Standard Card and Nexo - Base Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.