Card-issuing rail · 1 card
What is Interlace Money?
Interlace Money is a card-issuing and payments-infrastructure provider that crypto programmes use as their regulated rail — the licence behind the card while the brand supplies the app and the crypto layer.
Operates under EMI/partner licences (region-dependent)1 card on this rail
Same-rail KYC: if you've already completed identity verification on one card powered by Interlace Money, onboarding another card on the same rail is usually lighter — the compliance record sits with the issuer, not the app.
Crypto cards powered by Interlace Money
Every card in our database issued on this rail — including ones you'd never guess share the same back-end.
Pros of Interlace Money
- Accepts crypto-native programmes most EMIs decline
- Full issuing stack under the partner's brand
- Used by self-custody card programmes
Cons of Interlace Money
- Limited public documentation for cardholders
- Small provider — programme capacity is constrained
- Terms vary per partner product
Frequently asked questions
- What is Interlace Money?
- Interlace Money is the regulated entity that actually issues the card — it provides the banking licence, BIN range and settlement plumbing while the crypto brand supplies the app and funding mechanism. If your card "just works", it's Interlace Money doing the regulated part.
- If I did KYC on one Interlace Money card, is it faster on another?
- Often yes — the compliance record lives with the issuer, so onboarding a second card on the same rail is frequently lighter-touch than starting fresh on a different one. Approval is never guaranteed, but the prior relationship helps.
- What happens if Interlace Money loses its licence or goes down?
- Every card on the rail is affected at once — that's the hidden concentration risk of shared infrastructure. If a rail stops operating, partner programmes usually migrate cardholders to a replacement issuer, but there can be an interruption.
- Are cards on the same rail identical?
- No. The rail supplies the licence and the plumbing; the front-end brand decides fees, limits, rewards and KYC depth. Two cards on Interlace Money can have very different terms — compare the cards, not just the issuer.