VaultLeap
Lead Bank · 17 countries · Personal & business
Lead Bank-issued prepaid Visa card with 1% cashback on high monthly spend and low pass-through fees
Is VaultLeap worth it?
VaultLeap provides a transparent prepaid Visa card issued via Lead Bank across 17 countries. It operates on a low ~0.5% partner pass-through funding model and pays 1% cashback once monthly spending reaches $4,000.
Pros
- Transparent ~0.5% partner pass-through pricing
- Issued via regulated US Lead Bank rails
- No annual or monthly fee
Cons
- 1% cashback requires $4,000+/mo in card spend
- $2,500 daily spend and $500 daily ATM cap
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0.5%
- ~0.5% pass-through
- ATM fee
- 2%
- $500/day ATM withdrawal limit
- Max daily spend
- $2,500
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $500
- $500/day ATM withdrawal limit
- KYC
- Full KYC
- Full KYC
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- prepaid card · issued by Lead Bank
Supported crypto & networks
Where is VaultLeap available?
Availability lists change frequently. Confirm eligibility with Lead Bank before applying.
VaultLeap — common questions
Is VaultLeap available in United States?+
VaultLeap is listed as available in 17 countries. Our data currently shows it as available in United States. Always confirm eligibility with Lead Bank before applying.
What fees does VaultLeap charge?+
VaultLeap has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0.5% FX fee. ATM withdrawals cost 2%. ~0.5% pass-through
Does VaultLeap support Apple Pay and Google Pay?+
VaultLeap supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is VaultLeap self-custody?+
VaultLeap uses a custodial model. Lead Bank holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does VaultLeap cashback work?+
VaultLeap offers No cashback. Rewards are paid in USDC. Staking requirement: 1% cashback unlocked on $4,000+/mo card spend. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.