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Crypto CardCardsSolayer Card
VisaIssued by Third National Bank
View the Solayer issuer page
Full KYCSelf-custodyVisaCredit

Solayer Card

Third National Bank · 154 countries (Global) · personal

6.4/10
310 reviews

Solana restaking Visa credit card earning native sUSD T-bill and restaking yield

Cashback
2%
FX fee
1.8%
Annual fee
$20
In United States
Available
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VirtualUSDCUSDTSOL
The verdict

Is Solayer Card worth it?

Solayer Card is a non-custodial Visa credit card backed by Third National that lets users spend while earning Solana restaking and T-bill yield on sUSD. It supports cross-chain deposits from Solana, Base USDC, and BNB Chain USDT.

Pros

  • Earn Solana restaking yield while holding balance
  • Supports Solana, Base and BNB Chain deposits
  • Available in 154 countries

Cons

  • $20/yr annual card fee
  • 1% to 1.5% non-USD FX fee
  • Virtual card only
Full transparency

Fees, limits & requirements

Reviewed Oct 2026
Issuance fee
Free
One-time card creation
Annual fee
$20
Monthly fees included where applicable
Crypto top-up
0.5%
0.5% load + $0.15/tx
FX fee
1.8%
$0.10 + 1.5–1.75%
ATM fee
0.7%
$1 + 0.65% via contactless NFC ATM
Max daily spend
$10,000
Subject to KYC tier and issuer limits
Monthly ATM limit
$5,000
$1 + 0.65% via contactless NFC ATM
KYC
Full KYC
Full KYC (Government ID + selfie)
Custody
Self-custody
Funds remain in your wallet until settlement
Card network
Visa
credit card · issued by Third National Bank
Funding

Supported crypto & networks

Tokens

USDCUSDTSOL
Payout token:USDCStaking: sUSD / sSOL restaking collateral earns native yield
Eligibility

Where is Solayer Card available?

154 countries (Global)
Available in United States according to the issuer's published list.
Show all 24 supported countries

Availability lists change frequently. Confirm eligibility with Third National Bank before applying.

FAQ

Solayer Card — common questions

Is Solayer Card available in United States?+

Solayer Card is listed as available in 154 countries (Global). Our data currently shows it as available in United States. Always confirm eligibility with Third National Bank before applying.

What fees does Solayer Card charge?+

Solayer Card has no issuance fee, a $20 annual fee, a 0.5% crypto top-up fee and a 1.8% FX fee. ATM withdrawals cost 0.7%. $0.10 + 1.5–1.75%

Does Solayer Card support Apple Pay and Google Pay?+

Solayer Card supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.

Is Solayer Card self-custody?+

Yes. Solayer Card is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.

How does Solayer Card cashback work?+

Solayer Card offers Up to 2% cashback. Rewards are paid in USDC. Staking requirement: sUSD / sSOL restaking collateral earns native yield. Cashback is modelled at the maximum published tier in our calculator.

Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.