Gokubu Pay
Rain Cards · US & Early Access Global markets · personal
AI-assisted Visa card powered by Rain Cards & BitGo Labs paying 2%–6% cashback in GKU
Is Gokubu Pay worth it?
Built on Rain Cards issuing and BitGo Labs custody with Plaid US bank linking, Gokubu Pay combines a zero-FX Visa card with AI-powered financial intelligence (Ask Gokubu & Gokubu Pulse). Every swipe earns 2% (Basic) to 6% (Pro on first $2,000/mo) in GKU tokens with no rotating category restrictions.
Pros
- Up to 6% flat cashback across all categories on first $2,000/mo
- 0% foreign transaction fees and free Plaid ACH bank linking
- Built-in Ask Gokubu AI spending analytics and fraud alerts
Cons
- Cashback is paid in ecosystem GKU tokens
- Early access availability
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 1%
- 1% intl
- ATM fee
- 2%
- Standard 2% ATM fee
- Max daily spend
- $10,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $1,000
- Standard 2% ATM fee
- KYC
- Full KYC
- Full KYC
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- debit card · issued by Rain Cards
Supported crypto & networks
Where is Gokubu Pay available?
Availability lists change frequently. Confirm eligibility with Rain Cards before applying.
Gokubu Pay — common questions
Is Gokubu Pay available in United States?+
Gokubu Pay is listed as available in US & Early Access Global markets. Our data currently shows it as available in United States. Always confirm eligibility with Rain Cards before applying.
What fees does Gokubu Pay charge?+
Gokubu Pay has no issuance fee, no annual fee, a 0% crypto top-up fee and a 1% FX fee. ATM withdrawals cost 2%. 1% intl
Does Gokubu Pay support Apple Pay and Google Pay?+
Gokubu Pay supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Gokubu Pay self-custody?+
Gokubu Pay uses a custodial model. Rain Cards holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does Gokubu Pay cashback work?+
Gokubu Pay offers 2% cashback. Rewards are paid in GKU. Staking requirement: No token staking required. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.