El Dorado
Tala Mobile / Visa Partner · Bolivia & LATAM (7+ countries) · personal
LATAM USDT super-app with P2P local payment ramps, micro-credit and USD virtual Visa prepaid card
Is El Dorado worth it?
El Dorado is a leading Latin American stablecoin payment app operating across Bolivia, Colombia, Peru, Argentina, Brazil, and Panama. Alongside instant P2P local ramps and micro-credit powered by Tala Mobile on Tempo, it offers a USDT-funded USD virtual Visa prepaid card with Apple Pay and Google Pay support.
Pros
- Essential USD Visa card and inflation shield for Bolivia and LATAM
- Deep integration with local LATAM rails (PIX, Yape, Nequi, QR Simple)
- No monthly maintenance fee
Cons
- No cashback program
- Virtual card only with lower $2,500 daily spend cap
Fees, limits & requirements
- Issuance fee
- Free
- One-time card creation
- Annual fee
- None
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 0%
- 0% on USD
- ATM fee
- 0%
- Virtual prepaid card (cash out via local P2P bank rails)
- Max daily spend
- $2,500
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- No ATM access
- Virtual prepaid card (cash out via local P2P bank rails)
- KYC
- Full KYC
- Full KYC (LATAM National ID / Passport)
- Custody
- Custodial
- Issuer holds funds on your behalf
- Card network
- Visa
- prepaid card · issued by Tala Mobile / Visa Partner
Supported crypto & networks
Where is El Dorado available?
Availability lists change frequently. Confirm eligibility with Tala Mobile / Visa Partner before applying.
El Dorado — common questions
Is El Dorado available in United States?+
United States is not on El Dorado's published availability list. The card is currently offered in Bolivia & LATAM (7+ countries); availability can change, so confirm with Tala Mobile / Visa Partner before applying.
What fees does El Dorado charge?+
El Dorado has no issuance fee, no annual fee, a 0% crypto top-up fee and a 0% FX fee. ATM withdrawals cost 0%. 0% on USD
Does El Dorado support Apple Pay and Google Pay?+
El Dorado supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is El Dorado self-custody?+
El Dorado uses a custodial model. Tala Mobile / Visa Partner holds the funds used for spending, which introduces counterparty risk but simplifies onboarding and recovery.
How does El Dorado cashback work?+
El Dorado offers Up to 2% cashback. Rewards are paid in USDT. Staking requirement: None. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.