Avici
Third National Bank · 50 countries (Americas, APAC, Africa, 31 US states) · personal
Passkey-secured non-custodial Visa credit card with 0% Avici FX markup
Is Avici worth it?
Avici is a non-custodial smart-contract Visa credit card secured by passkeys and issued via Third National Bank. It charges 0% Avici FX markup, imposes no hard daily spend ceiling beyond your collateral, and supports high $3,000/day ATM limits.
Pros
- 0% Avici FX markup
- Passkey non-custodial smart wallet
- High $3,000/day ATM withdrawal limit
- No preset spending cap beyond collateral
Cons
- $15–$75 card issuance fee
- No base cashback program
- Not available in UK/EEA
Fees, limits & requirements
- Issuance fee
- $15
- One-time card creation
- Annual fee
- $30
- Monthly fees included where applicable
- Crypto top-up
- 0%
- 0%
- FX fee
- 1%
- 0% (+0.4–1% Visa)
- ATM fee
- 0.7%
- $0
- Max daily spend
- $50,000
- Subject to KYC tier and issuer limits
- Monthly ATM limit
- $3,000
- $0
- KYC
- Full KYC
- Full KYC (ID + verification)
- Custody
- Self-custody
- Funds remain in your wallet until settlement
- Card network
- Visa
- credit card · issued by Third National Bank
Supported crypto & networks
Where is Avici available?
Show all 23 supported countries
Availability lists change frequently. Confirm eligibility with Third National Bank before applying.
Avici — common questions
Is Avici available in United States?+
Avici is listed as available in 50 countries (Americas, APAC, Africa, 31 US states). Our data currently shows it as available in United States. Always confirm eligibility with Third National Bank before applying.
What fees does Avici charge?+
Avici has a $15.00 issuance fee, a $30 annual fee, a 0% crypto top-up fee and a 1% FX fee. ATM withdrawals cost 0.7%. 0% (+0.4–1% Visa)
Does Avici support Apple Pay and Google Pay?+
Avici supports Apple Pay and Google Pay. You can add the virtual card to your mobile wallet after issuance.
Is Avici self-custody?+
Yes. Avici is non-custodial: your assets stay in your own wallet until the moment of settlement. You remain responsible for key management and wallet security.
How does Avici cashback work?+
Avici offers No cashback. Rewards are paid in USDC. Staking requirement: Secured 1:1 by self-custody collateral. Cashback is modelled at the maximum published tier in our calculator.
Data note: fees, limits and availability are illustrative seed data for this build. Always confirm with the issuer. Card trademarks belong to their respective owners.