Cashivsether.fi Cash - Luxe Card
A metric-by-metric comparison based on published fees and limits. “Best” means the lowest cost or highest reward in that row — not an editorial endorsement.
| Metric | CSVisa Cashi US Partner 6.8/10 Get card |  Third National Bank 7.7/10 Get card |
|---|---|---|
| Verdict | ||
| Editor scoreComposite of fees, rewards, transparency and user sentiment | 6.8/10 | Best 7.7/10 |
| Costs | ||
| Annual fee | None | None |
| FX fee | 1% | 1% |
| Crypto top-up | 0% | 0% |
| Issuance fee | Free | Free |
| ATM fee | Best 0% | 2% |
| Rewards | ||
| Max cashback | 1%–3% cashback | 3.5%–3% cashback |
| Payout token | USDC | ETHFI |
| Staking | None (3% subscriptions, 2% e-commerce, 1% travel + 10% Solana Breakpoint promo) | $10,000 liquid deposit |
| Perks | Google Pay · $50K Daily Limit · 3% Subscription Cashback | Apple & Google Pay · 3%–4% Cashback · Claude/ChatGPT MCP |
| Access | ||
| KYCNo KYC scored highest, then light KYC | Full KYC | Full KYC |
| Custody | Custodial | Self-custody |
| Countries | 24 (100+ countries (Global excluding US)) | Best 25 (85+ countries (Global)) |
| Max daily spend | Best $50,000 | $25,000 |
| Monthly ATM limit | No ATM | Best $750 |
| Mobile wallets | Apple Google | Apple Google |
| Networks | Best Solana, Ethereum, Tron, Arbitrum +2 | Ethereum, Arbitrum, Base |
| Top-up tokens | USDT, USDC, SOL | USDC, ETH, USDT |
| Issuer | US Partner | Third National Bank |
| Network | Visa | Visa |
The quick verdict
Cashi pays the highest headline cashback at 3%, but check the staking requirement: none (3% subscriptions, 2% e-commerce, 1% travel + 10% solana breakpoint promo).
Cashi is the cheaper travel card at 1% FX, while Cashi wins on annual cost at $0.
Both cards are available in 24 and 25 countries respectively. If your country is not on one of those lists, the choice is already made for you.
- 0% fee on USD card spend with 1:1 USDT/USDC funding
- 3% back on subscriptions, 2% e-commerce, 1% travel
- 3% base cashback from Day 1 with no staking required on Core
- Borrow against yield-bearing restaked ETH/USDC vaults
Cashi vs ether.fi Cash - Luxe Card — FAQ
Which is better, Cashi or ether.fi Cash - Luxe Card?+
ether.fi Cash - Luxe Card has the higher editor score. Cashi pays 1%–3% cashback with 1% FX, while ether.fi Cash - Luxe Card pays 3.5%–3% cashback with 1% FX. The right choice depends on whether you value cashback, low FX, self-custody or country availability more.
Which card has lower fees, Cashi or ether.fi Cash - Luxe Card?+
Cashi has a no annual fee annual fee, 0% top-up fee and 1% FX. ether.fi Cash - Luxe Card has a no annual fee annual fee, 0% top-up fee and 1% FX. The winner depends on your spend currency and funding token; run the net return calculator for your own numbers.
Can I use Cashi and ether.fi Cash - Luxe Card together?+
Yes, in most jurisdictions there is no restriction on holding multiple crypto cards. A common setup is using the lowest-FX card for travel and the highest-cashback card for domestic or online spend.